Boston Globe Ad Says ATM Was Automated Terror Machine for Amy Lord

Automated teller machines are big business for the banking industry, and they protect their interests accordingly. Case in point: Massachusetts Senate Bill 1912. According to a piece last week at, “[t]he local ATM and banking industry is pushing back on an oft-submitted bill by Massachusetts State Senator Brian A. Joyce that would require banks to install specific security measures at their automated teller machine facilities.”

Justlikethat, this ad ran in today’s Boston Globe (yet another ad that snubbed the Boston Herald).


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(More about the horrific murder of Amy Lord last year.)

When you go to, here’s what you get:


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From Amy Lord and Senate Bill 1912:

It has taken a lot of lying by a lot of powerful people to keep the ATM crime problem hidden. And many of those people are still in office and pretend to be working to fix it. HINT: When you see educated, powerful people with high social standing behaving like common white trash, you know you got a problem.

An amendment was filed to the original Senate Bill 1912. ( The first version of S.1912 had the BANKS reporting crimes at their ATMs. The problem was, banks don’t have 24 hour monitoring of their ATMs, so they don’t know if a crime occurred or not. They would have to go to the police to get that data. Worse yet, the law doesn’t punish banks for not complying, so it’s really a “nonlaw” . . .

It would also not apply to cases where the victim was forced to use the card to make a withdrawal, but only those cases where the victim “surrendered” the ATM card and PIN.


There’s a lot more detail there if you care to dig deeper. There’s also a phone number, which the hardreading staff decided to call.

The man responsible for the ad, it turns out, is Joe Zingher, a Chicago lawyer who holds U.S. Patent 5,731,575, “Computerized system for discreet identification of duress transaction and/or duress access” at ATM banking machines.

When we asked Mr. Zingher what his connection was to Amy Lord or ATM crime, he said he’s been studying ATM crime for a long time and it’s easy to get hard data. When we asked directly if he had any financial stake in the reforms he’s proposing, he said he has a 15-year-old patent and “the idea I’m going to make any money off this is ridiculous.” (Not to get technical about it, but the idea didn’t seem so ridiculous in this 2004 Forbes piece, which noted that Mr.Zingher’s patent would “recognize reversed, inverted or otherwise altered PIN as a distress signal, and [instruct] the teller machine to call the cops.” The piece also mentioned Mr. Zingher’s dismay at being “flat broke” thanks to the banking industry’s stonewalling.)

Mr. Zingher concluded our chat by saying that he’s trying to “burst the bubble” of the banking industry’s obstructing reform and that he hopes to “trigger a class action suit” because suppressing ATM crime information has been part of the banking industry’s business model for 30 years.

Did we mention Mr. Zingher is a lawyer?  We thought so.


4 Responses to Boston Globe Ad Says ATM Was Automated Terror Machine for Amy Lord

  1. Jeff Peterson says:

    John, that is great digging, an example the Globies would do well to emulate.

  2. […] is a certain Joe Zingher, as the hardreading staff noted previously, “a Chicago lawyer who holds U.S. Patent 5,731,575, ‘Computerized system for discreet […]

  3. jptheinsider says:

    FYI, the patent is expired.

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